You may think that the options for bankruptcy are only open to people with low incomes. In fact, a bankruptcy attorney can also advise higher income individuals who may qualify for certain types of bankruptcy. The bankruptcy court will determine eligibility. With the introduction of the means test in 2005, more prosperous applicants are less likely to qualify for chapter 7, but can still consider chapter 13.
Let a bankruptcy attorney guide you through the means test, to be sure which category you fall under. One wrong calculation can make a difference.