The federal bankruptcy code states that a person who is going through the process will take a course in financial management. Your Elbert county bankruptcy lawyer will tell you that certification that you have completed the course is necessary for a judge to rule on discharge.
When you enroll in a class, you can expect the counselor to help you estimate your financial situation, improve your budgeting skills, and learn how to properly manage a credit account.
Your Elbert county bankruptcy lawyer will help you find the best source for debtor education.