Some debt can never be discharged under bankruptcy law, no matter what chapter you file under. Any existing, or overdue child support payments will not be forgiven. Alimony, and government tax debt are also on the list.
Student loans can be a real burden, but unless you can prove that the debt is an “undue hardship,” a Parker CO bankruptcy attorney will advise you that a bankruptcy court will not dismiss it.
If a creditor has put a lien on your property, meaning that he has filed with county or state agencies, making your debt public knowledge, that debt becomes secured. A bankruptcy court can discharge the debt, but not the creditor’s privilege to foreclose, although this is rarely done, since any mortgage on the property must be paid off before the creditor can be repaid.
Your Parker CO bankruptcy attorney can tell you what debts you can, and cannot expect to be excused from. Every case is different, and you will need the expert advice from a Parker Lawyers representative. Call them @ 303-841-9525.